Each exchange student is obliged to posses health insurance. For EU/EFTA citizens European Health Insurance Card is required. The students from non-EU/EEA countries should purchase health insurance in their home country, before departure. According to state health regulations foreigners (except the EU/EEA citizens, see above) have to pay for a medical consultation. The cost is then reimbursed by the health insurance company. Apart from academic and public medical care system there is also a well-developed private sector. The costs of private medical care may be reimbursed if a student has purchased a health insurance policy in his/her country before departure.
For non EU/EFTA citizens (e.g. Turkey) a private health insurance is necessary. Make sure that the agreement with insurance company ensures reimbursement of costs of treatment abroad.